Small businesses have always played a key part in building and growing our economy. That's why the
U.S. Small Business Administration works with lenders across the country to offer small business
financing. Legacy Capital Commercial Group is a preferred financing services company in the SBA
loan program. We offer several small business loan options, each designed to meet your most
critical needs.
Our SBA Loan Programs
The Small Business Administration has many loan programs, but the 7(a) and 504 are the most
popular. Each loan type is specialized, providing money for different purposes. The
Administration's 7(a) loan powers small business development, and borrowers can use the money for
several key needs:
• Inventory and supplies
• Fixtures and equipment
• Working capital
• Land and buildings
• Debt refinancing
The 504 program also lends to small businesses, but it funds commercial real estate projects. The
money is primarily used for fixed assets: property purchases, buildings, renovations, heavy
equipment, and improvements. These loans come with some great advantages:
• Loans amounts of up to $5 million
• Terms as long as 25 years
• Financing up to 90%
• Full amortization
• Fixed and variable rates
• No pre-payment penalties
Business Acquisition Financing
Partnering with the Small Business Administration, Legacy Capital Commercial Group also lends money
for business acquisitions. Qualifying borrowers can get up to 50% financing with 15-year terms and
full amortization. There's also no ballooning and no penalties for early repayment. We evaluate
your business‘s management history and cash flow during the decisioning process. Apply now and you
may prequalify in 48 hours or less.
Your Small Business Lending Solution
Legacy Capital Commercial Group's small business loan programs can power your enterprise. We also
have a full menu of commercial finance products designed to help small businesses grow and thrive.
Our certified financial specialists can answer your questions and recommend the best solutions for
your company. To apply for financing or find out more, give us a call today.
